Artificial intelligence is changing how the insurance industry operates, and the people who handle claims and the lawyers who advise them are being told they need to understand it now.

That is the message of an analysis published on JD Supra by the law firm Rumberger | Kirk, titled "AI is Reshaping Insurance: What Claims Pros and Lawyers Must Know Now." The piece is framed as practical guidance for two specific audiences: claims professionals who process and evaluate insurance claims, and the attorneys who work alongside them.

The headline signals a shift already underway rather than a future possibility. According to Rumberger | Kirk, AI is actively "reshaping" the sector — language that points to changes in day-to-day insurance work rather than abstract speculation. The framing also suggests urgency, emphasizing what these professionals "must know now."

Insurance is a data-heavy business built on assessing risk, pricing policies, and deciding which claims to pay. Those are exactly the kinds of tasks where AI tools are increasingly being applied, which helps explain why a law firm would single out claims handlers and lawyers as the people most affected.

The item is a professional commentary from a law firm rather than a news report, so it reflects that firm's perspective on where the industry is heading and what practitioners should prepare for.

Why it matters: insurance touches nearly everyone who owns a car, a home, or a business, so how AI changes the way claims are evaluated and decided could quietly affect the outcomes millions of people receive.